Last Updated: April 15, 2026

By accessing Novensura Insurance, you agree to be bound by these Terms and Conditions and all applicable laws and regulations.

1. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Novensura Insurance and its licensors.

2. User Conduct

You agree not to use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website.

3. Third-Party Links & Affiliates

Our Service may contain links to third-party websites or services that are not owned or controlled by Novensura Insurance. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.

4. Governing Law

These Terms shall be governed and construed in accordance with the laws of Uruguay, without regard to its conflict of law provisions. However, as our primary audience is in the U.S., we strive to comply with U.S. consumer protection standards.