Effective Date: April 15, 2026

Novensura Insurance ("we," "us," or "our") operates the website Novensura Insurance from Rocha, Uruguay. We are committed to protecting the privacy of our visitors, primarily those residing in the United States.

1. Information Collection and Use

We collect several types of information for various purposes to provide and improve our Service to you:

  • Personal Data: While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"), such as your email address, name, and location.

  • Usage Data: We may also collect information on how the Service is accessed and used (IP address, browser type, pages visited).

2. California Consumer Privacy Act (CCPA)

If you are a California resident, you have the following rights:

  • The Right to Know: You may request that we disclose the categories and specific pieces of personal data we have collected.

  • The Right to Delete: You may request the deletion of personal data we have collected.

  • The Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

  • Opt-Out of Sale: Novensura Insurance does not sell your personal information to third parties.

3. General Data Protection Regulation (GDPR)

For users in the European Union, we process data based on legitimate interests. You have the right to access, update, or delete the information we have on you.

4. Children's Privacy (COPPA)

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover a child under 13 has provided us with personal data, we will delete it immediately.

5. Third-Party Service Providers

We may employ third-party companies (e.g., Google Analytics, Google AdSense) to facilitate our Service. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

6. Data Retention and International Transfer

Your information, including Personal Data, is processed at our operating offices in Uruguay and in any other places where the parties involved in the processing are located (such as U.S.-based cloud servers). By using our site, you consent to this international transfer. We retain data only as long as necessary for the purposes set out in this policy.

Business location: Rocha, Uruguay